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You need to be careful about keeping credit utilisation bare minimum, maintaining a healthy credit mix and limiting credit inquiries for maintaining a high credit score ...

Sebi is taking steps to enhance transparency among investment advisors with the introduction of the past risk and return verification agency. We decode how it works and who benefits from the steps ...

While NPAs in the credit card segment spiked by 28.42 per cent to 6,742 crore during the 12-month period ended December 2024, the share of non-performing assets in KCC accounts across various banking sectors has consistently declined.

Already repaying a personal loan but need another? Learn how credit score, debt-to-income ratio, and lender terms affect your eligibility for a second loan. Discover ways to manage multiple loans and boost approval chances smartly.

Prepaying a personal loan can save thousands in interest but requires careful consideration of fees. Understanding the foreclosure process is essential for making informed financial decisions. While it offers benefits like reduced debt and interest . ...

Credit cards are essential for convenience and security. Choosing between annual fee and no annual fee cards is important, as each has its own benefits. Analyzing your spending habits will help you select the most advantageous option for a positive . ...

Settling a loan impacts your credit score negatively by marking your account as 'settled', not 'closed'. This reduces creditworthiness and limits future borrowing. Rebuilding credit post-settlement requires discipline and consistent credit report ...

Long-term debt funds have lost their appeal for investors due to new tax regulations and rising fixed deposit rates. With these changes, many are shifting to hybrid funds for tax advantages, although this introduces new risks and volatility, ...

With RBI cutting benchmark interest rate by a total fo 50 basis points in two months, most banks are expected to cut interest they offer on fixed deposits (FDs)

A personal loan settlement involves paying a lower amount than the loan outstanding. Settled status leads to a sharp drop in credit score and stays on the credit report for seven years, making it difficult to get new credit. Loan settlement should be ...