Whether a personal loan is a good idea or not depends entirely on an interplay of several factors such as the purpose of the loan, rate of interest, tenure for which the loan is taken and, last but not least, its impact on your monthly budget.
Income Tax: Employees can check the form 26AS in order to cross check whether TDS that was deducted is being deposited with the income tax department (ITD) or not.
Personal loans enable individuals to borrow funds repayable in instalments without collateral. Interest rates vary based on credit history, income stability, employment security, and lender trust. A good repayment history is crucial for approval, ...
Credit Card: During the festive season, credit cards can give you benefits like direct discounts, additional benefits on achieving spend-based festive offers, lounge access, annual fee reversal on achieving required annual spends, etc.
The power of subtraction can help investors gradually adapt to ignore external noise and peer pressure, tackle FOMO effect, and learn to make efficient financial decisions ...
Personal Loan: EMI calculators are essential tools for managing various loans, including home, car, and personal loans. They help users estimate monthly payments, allowing for informed financial decisions and effective loan management.
Credit card utilisation significantly impacts your credit score, accounting for 30% of it. Keeping the ratio low by managing spending and payments is essential for financial stability and securing favorable loan conditions.
Personal loans are unsecured loans that provide quick financial relief during emergencies. They offer flexible usage and competitive interest rates. While they can positively impact credit scores if managed well, borrowers should proceed with caution ...
If a major ailment is diagnosed within the first year of buying the insurance, insurers suspect non-disclosure. In such cases, they would want to investigate a claim before admitting liability.
Mirae Asset's Swarup Mohanty says stock market valuations are not cheap but reasonable. Only certain pockets such as capital goods, defence, manufacturing and industrial are where valuation multiple has expanded ...