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CIBIL score: Maintaining a good CIBIL score is crucial for loan approval. Key factors include timely dues payment, low debt-to-income and credit utilization ratios, and a long credit history. Avoid closing old accounts and applying for multiple ...

Personal loan: Key mistakes to avoid when applying for an instant personal loan include overborrowing, rushing through the application, neglecting your credit score, overlooking fine print, and miscalculating monthly payments, which can lead to ...

Personal loan balance transfers allow borrowers to shift loans to lenders with lower interest rates, potentially reducing EMIs. It's crucial to evaluate costs, compare lenders, and meet eligibility criteria. This process can also enhance loan ...

Credit Card: The Cashback SBI Card gives 5% cashback on online purchases. The Swiggy HDFC Bank Credit Card provides 10% cashback on Swiggy App purchases (food delivery, Instamart, Dineout, etc.). The HSBC Live+ Cashback Credit Card provides 10% ...

Credit cards are essential for modern lifestyles, especially for dining out. Options like the EazyDiner IndusInd Bank and HDFC Diners Club credit cards offer numerous rewards. It's crucial for users to evaluate their financial situation before ...

A number of credit cards give subscription to OTT platforms or discount on movie tickets. These include Axis Bank My Zone Credit Card, HDFC Bank Diners Club Privilege Card & American Express Platinum Card ...

Instant personal loans can be claimed for a range of reasons which can be as varied as debt consolidation to wedding, and higher education to travel ...

With an SIP of 45,000 per month and a rate of return of 12%, the retirement corpus is estimated to be 8,53,93,579 over a period of 25 years.

To be able to take smart personal loan decisions, it is recommended to make a liberal use of personal loan EMI calculator ...

Technology now provides tools that simplify the process of reviewing and adjusting our finances, which supports better long-term planning.