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If you're a tax resident of a foreign country that doesn't tax capital gains and has a residual clause under 'capital gains' in its double taxation avoidance agreement with India, you're in luck.

With over 1.33 million Indian students studying abroad, education loans are becoming increasingly important. Loan rates vary by bank, and potential borrowers should assess their financial readiness and the pros and cons of such loans while being ...

Credit cards provide benefits like rewards and cashbacks. If your credit utilisation ratio exceeds 30%, consider requesting a limit enhancement. A higher limit improves financial management, credit scores, and access to loans, while also being useful ...

Applying for a loan can affect your credit score, with hard inquiries potentially lowering it. Loan application outcomes don't appear on credit reports, but multiple inquiries may signal higher risk to lenders. Understanding loan rejection reasons .. ...

Pre-approvals for financial products can impact credit scores through soft and hard inquiries. Understanding these effects helps manage credit health effectively. Soft inquiries don't affect scores, while hard inquiries may cause a temporary drop.

Understanding credit scores is crucial for two-wheeler loan applications, as they influence approval decisions. Good credit scores enhance the likelihood of obtaining loans with favourable terms, while lower scores can hinder access.

Credit cards often impose annual fees, but these can be waived by meeting certain criteria. Options include spending thresholds, reward points, or negotiating with customer service. Some cards offer no fees for life. Understanding the terms is ...

Converting credit card purchases into EMIs can help manage large expenses, but fees vary by institution. Understanding costs like interest rates, processing fees, and penalties is crucial for informed financial decisions.

Cash advances from credit cards provide quick cash but come with high fees and immediate interest. They may signal poor money management to lenders, potentially affecting credit access and rates. Understanding these risks is crucial for financial ...

Kiwi offers up to 5% cashback on eligible spends of up to Rs. 1.5 lakhs in a year using Yes Bank Klick Rupay Credit Card. You also unlock a complimentary domestic airport lounge access (maximum 3 in a year) on every milestone of Rs. 50,000 eligible . ...