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Freelancing offers flexibility and autonomy, but financial stability is a challenge. Personal loans can provide necessary support, though they may come with higher interest rates and fees. It's important for freelancers to be aware of these risks and ...

Credit cards often come with annual fees that vary based on their benefits. It's essential to evaluate whether the perks justify the cost, considering personal financial goals. A careful assessment can help ensure that the advantages outweigh the ...

Starting a business with a personal loan offers quick access to funds but comes with risks such as high interest rates and personal liability. It's important to explore all available financing options and consult a certified financial advisor before ...

At times, you may come across an unauthorised or erroneous loan enquiry in your credit report. You can get it removed by raising a dispute with the CIC.

When you take a personal loan for the renovation of your house, it is likely to give better return because of capital appreciation it offers ...

We list out some important tips to help you maintain an impressive credit score. For example, you must make sure to maintain a healthy credit mix. Instead of depending on one form of borrowing, say credit card, you could maintain a healthy mix i.e., ...

One should be mindful of a number of factors before deciding to get your credit card cancelled ...

Old vs new tax regime: Confused between the old and new tax regimes for FY 2024-25? Understand key differences like tax slabs, deductions and exemptions to make the best choice. Use income tax calculator to compare both regimes and decide which saves ...

Understand and learn how to effectively resolve credit card billing disputes with merchants in India. Discover step-by-step methods, legal recourse options, and preventive tips to protect yourself from fraud, overcharging, or unauthorised ...

India's evolving socio-economic landscape emphasizes financial management and literacy as a growing young population enters the credit market. Understanding credit scores and reports is crucial for borrowers to manage credit responsibly and maintain ...