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Flexi cap mutual funds refer to the schemes which give a flexibility of investing across fund categories in any ratio they desire. They are meant to invest a minimum of 65 percent in equity and equity-related instruments ...

Want a credit card but don't have a salary slip? From secured cards to add-ons and student options, here are five smart ways to get a credit card in India without traditional income proof. Build credit, stress-free.

Several post office savings schemes offer marginally higher returns over what most banks give on their fixed deposits (FDs)

Growth is necessary, but it is necessary to do it wisely and without suffering irreversible losses in the process.

A good credit score in India for 2025 is a reputable score of 750 or above. This write-up explains what defines a strong credit profile, how to improve your credit score, and why it matters for better loan approval and lower interest rates.

NRIs face numerous challenges in managing banking and investments in India, including complex account setups, KYC compliance issues, and UPI limitations. Here are some ways to help you sail through the processes ...

Adding a disability rider to your term insurance enhances coverage by offering financial protection in case of permanent disability. It replaces lost income, provides tax benefits, and makes your policy more comprehensive and cost-effective for long ...

Understanding credit card payments is crucial for personal finance. Minimum payments may keep accounts active but can harm financial health by accumulating interest and affecting credit scores. It's advisable to pay bills in full for better ...

Repaying credit card debt may lead to a temporary drop in credit scores. Settlements can relieve financial burdens but leave a 'settled' status on credit reports. Proactive credit management is essential for recovery and future financial ...

Managing personal finances effectively involves repaying credit card debt while avoiding additional fees. Settlements can negatively impact credit scores, so exploring options to pay back obligations in full is advisable. Understanding these ...