Axis Bank has announced several changes in its credit card rules starting December 20. Finance and interest charges applicable to credit cards will be levied at a revised interest rate of 3.75 per cent per month from the current 3.6 per cent.
Instant loan apps can offer quick financing but may also pose scam risks. Avoid apps demanding advance payments or excessive personal data. Ensure the app is RBI-registered, check reviews, and read terms carefully to safeguard against fraud.
Third-party representation is not allowed at ombudsman, but if policyholders consult an individual or a firm to be better prepared for it, they may face consequences ...
Rebalancing is important since the allocation to one asset class (equity) spikes in comparison to other (debt) because of the bull run. And vice versa happens during the bear run. From time to time, therefore, it is important to rebalance the ...
Income Tax: There are some taxpayers who don't realise that the new employer must be told about the investment declaration made to the previous employer. Then, at the time of filing of tax return in July, they eventually realise that they have a tax ...
With 80-95% of the current retail banking business in India being contributed by physical branches, banks will have to constantly upgrade their branch network to maintain a strong brand presence and meet ever-evolving customer needs.
Credit Card: Obtaining credit cards is easier for salaried employees than for self-employed individuals, who often lack fixed income proof. Lenders offer specific cards for the self-employed, but it's vital to evaluate personal finances before ...
Credit cards provide cashbacks and discounts on everyday spending, particularly for groceries. Options like Amazon Pay ICICI and SBI Card PRIME are available. Users must manage spending wisely to avoid debt and should assess their financial situation ...
Credit cards are useful for utility payments, with options available that offer cashback benefits. It is advisable for users to review various cards for the best choice.