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Credit cards often impose annual fees, but these can be waived by meeting certain criteria. Options include spending thresholds, reward points, or negotiating with customer service. Some cards offer no fees for life. Understanding the terms is ...

Converting credit card purchases into EMIs can help manage large expenses, but fees vary by institution. Understanding costs like interest rates, processing fees, and penalties is crucial for informed financial decisions.

Cash advances from credit cards provide quick cash but come with high fees and immediate interest. They may signal poor money management to lenders, potentially affecting credit access and rates. Understanding these risks is crucial for financial ...

Kiwi offers up to 5% cashback on eligible spends of up to Rs. 1.5 lakhs in a year using Yes Bank Klick Rupay Credit Card. You also unlock a complimentary domestic airport lounge access (maximum 3 in a year) on every milestone of Rs. 50,000 eligible . ...

Here we list the luxury credit cards which offer a range of benefits to consumers. Most of these cards offer priority pass membership, access to airport lounges and steep discounts ...

With effect from April 15, State Bank of India (SBI) has cut its interest rates on fixed deposits (FDs) for two tenures: for 1 to 2 years and for 2 to 3 years ...

There is a misconception that only those customers who are defaulters are the ones with a poor credit score. There could be several reasons for a poor score.

These are some reasons for which you should avoid borrowing loan such as for travel or to buy luxury ...

As per the latest Income Tax Act modifications, the entire sum paid by an Indian company upon the share buyback would be treated as a dividend in the hands of its shareholders.

Many people believe that since VPF is voluntary, the sum can be withdrawn after five years, without any restrictions. Nothing could be further from the truth.