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Yorkshire and Thames among providers facing penalties for missing performance targets, but bills could rise elsewhere ...

Insurers are taking on more risk than they should. If - or when - a major disaster hits, the catastrophe will have far-reaching consequences, says an anonymous modeller and whistleblower ...

Move aimed at firms such as Amazon and eBay could raise up to £1bn more for Treasury, says report ...

From finding draughts to buying a thermal leak detector - there are simple, cost-effective ways to start sorting heat loss ...

Musk's midterm donations, mostly for rightwing candidates and causes, surpass his contributions to Trump in 2024 ...

Letters: Terry Peach responds to Kemi Badenoch's conference speech, while Penelope Turton writes on her promise to cut inheritance tax ...

Help-to-buy initiative for England could slow market while first-time buyers wait for launch, builder admits ...

It is billing £32.99 a month but I have had no functioning phone line since it switched me to Digital Voice ...

The quirky vase, the owl candlestick, my mother's ring - these items hold part of me and carry with them an existential problem, says journalist and writer Kiran Sidhu ...

Calls for planned fuel duty rise to be scrapped as analysis finds average fuel bill could hit £1,965, up from £1,294 ...